Affordable Housing Resources

The City of Berkeley works in partnership with non-profit and market-rate housing developers to provide a variety of affordable housing options for the Berkeley community. However, the City does not operate any housing, accept applications, track vacancies, or maintain waiting lists for any type of housing.  If you are interested in affordable housing in Berkeley, you must contact the property owners/managers directly.  

Many of the local affordable rental units are occupied due to high demand. Use the resources below for assistance locating units available now and waiting lists for future vacancies.   

Alameda County Down Payment Assistance Program - Apply Now!

Announcing a new round of AC Boost, Alameda County's Down Payment Assistance Program (funded by Measure A1) funds. The program offers shared appreciation loans of up to $210,000 to first-time homebuyers who live in, work in, or have been displaced from Alameda County. Limited preference for First Responders and Educators (including public school employees and childcare providers). 

Based on feedback from participants this round of funding features higher maximum loan amounts and requires less cash from the buyer to close. 

Of the $45 million available for direct loans to AC Boost homebuyers, the program has already originated over $9 million in loans helping over 70 households buy their first home in Alameda County with an affordable mortgage. 

Application deadlines apply, so learn more TODAY or submit your pre-application atwww.acboost.org  or call (510) 500-8840.  Applying is free, fast and simple.

¿Listo para comprar tu primera casa? AC Boost ofrece préstamos de asistencia para el pago inicial de hasta $210,000 para compradores de vivienda primerizos que viven o trabajan en el Condado de Alameda o que han sido desplazados del Condado de Alameda. 

準備好買您的第一處房產？AC Boost 為那些在阿拉米達縣居住或工作的或者被從阿拉米達縣遷出的首次購房者提供高達$210,000的首付款協助貸款。 

Bạn đã sẵn sàng để mua ngôi nhà đầu tiên? AC Boost cung cấp các khoản vay hỗ trợ thanh toán trước lên tới 210.000$ cho những người mua nhà lần đầu sống hoặc làm việc tại Hạt Alameda hoặc những người phải chuyển nhà khỏi Hạt Alameda. 

Handa na bang bumili ng unang bahay ninyo?  Ang AC Boost ay nag-aalok ng tulong sa paunang pagbayad na mga pautang ng may hanggang $210,000 para sa mga unagng-beses na mamimili ng bahay na nakatira o nagtratrabaho sa Alameda County o sinumang napaalis mula sa Alameda County.  

www.acboost.org | (510) 500-8840

Emergency Housing, Health and Social Services Hotline – Dial 211
• Free and accessible telephone number for all Alameda County residents
• Emergency housing, food, financial aid, healthcare, legal assistance & more
• Available 24 hours per day, seven days a week.
• Use (888) 886-9660 for non-local calls.

Alameda County Affordable Housing Portal & Other Resources

The City of Berkeley is pleased to share a new resource for finding affordable housing opportunities across Alameda County: https://housing.acgov.org/.    

The County’s in-progress website will ultimately serve as both a one-stop-shop for affordable rental housing and include a common short form application to make your experience of applying for housing easier. Please continue to check the website for available housing opportunities and take a moment to share your feedback with us here:  https://tinyurl.com/y5vfy3st

Steps to Find Affordable Housing
Step 1: Identify Your Housing Needs & Preferences

Berkeley provides a variety of affordable housing options, but the need for affordable housing is much greater than the supply throughout the Bay Area. See "Affordable Housing Options in Berkeley" below for local options.

Non-profit affordable housing is often targeted to certain populations:
• Senior: Minimum age requirements are either 55 or 62, depending on the development. Children are usually not allowed, but live-in aides may be.
• Special Needs: You must have a documented mental, physical or developmental disability.
• Family: You may be a single parent with children, a two-parent family with or without children, or two or more individuals.
• Transitional or supportive: Housing for people emerging from homelessness or in need of special services.

Step 2: Check to See if Your Income Qualifies 

Percentages of Area Median Income (AMI) are frequently used to determine eligibility for affordable projects. The area median income is the household income for the median -- or middle -- household in a region. Typically, to be eligible, your income must be less than 30%-80% of the AMI for your size household, depending on the property.  For example, the chart below offers a guide to AMI for a one person or four person household. Each project’s affordability requirements are based on unique, complex criteria - only a property manager can determine your eligibility.  If you think your income may qualify you, submit an application to find out for sure.

2020 Sample Income Limits  

Source: U.S. Department of Housing and Urban Development

Consider connecting with community resources to help you with a credit check, security deposit, and budgeting to prepare for applying. 

Here are some resources to start:

http://ebho.org/
https://www.moneymanagement.org/
https://uwba.org/sparkpoint/

Step 3: Contact Properties and/or Managers and Apply
• Contact as many organizations and agencies to increase your chances of finding an affordable home. 
• Visit websites and call properties to inquire about vacancies or joining a waitlist (contact information available below).
• Use resources listed above to explore the variety of housing options available across Alameda County and the greater Bay Area.
• Once you’ve submitted your applications or joined a waitlist, let each property know if you move or change your phone number. Ask about the best way to keep in contact.
• Be prepared to provide financial and family information and your housing history. 

Apply to as many affordable housing properties as you can, even if there is a long waiting list.  You will probably need to spend time waiting on waiting list.  Be persistent and don’t get discouraged!

 
Affordable Housing Options in Berkeley

Homeless/Emergency Housing

Please call the 211 telephone service and inform staff of your current situation. Staff will connect you with appropriate resources.

Non-profit/Income Subsidized Units

Non-profit affordable housing developments offer well-designed and professionally-managed homes with restricted rents and varying eligibility requirements. The list below includes only non-profit agencies that own and operate four or more buildings in Berkeley. East Bay Housing Organizations maintains a list of affordable housing developers and service providers operating throughout Alameda and Contra Costa Counties.

Below Market Rate (BMR) Units

The City’s BMR program provides designated affordable units within market-rate apartment buildings for households that meet specific income criteria. Rents are set at fixed “below market” rates based on unit size to ensure affordability. The City facilitates the creation of BMR units during the development process, and does not track vacancies or maintain active waiting lists. Please contact property owners directly to inquire about vacancies and waiting lists. More information, including contacts for each apartment building, is available below.

BMR Tenant FAQ
BMR Property Profile and Contact Information -- Updated June 2020   

Berkeley Housing Authority/Section 8
The Berkeley Housing Authority is an independent organization that provides rental assistance via Section 8 vouchers and the Moderate Rehabilitation Program. Please contact them directly for more information, including potential waitlist options.
(510) 981-5470
bha@cityofberkeley.info
https://www.cityofberkeley.info/bha/  

More information

If you have additional questions regarding affordable housing, please contact us at (510) 981-5304 or AffordableHousing@cityofberkeley.info.

Download the Affordable Housing Resources brochure