Senior and Disabled Home Rehabilitation Loan Program

The purpose of the Seniors and Disabled Home Rehabilitation Loan Program is to assist low income senior and disabled homeowners in repairing/modifying their homes, to eliminate conditions that pose a threat to their health and safety and to help preserve the City's housing inventory. Qualified borrowers can receive interest-free loans of up to $100,000.  

The building to be rehabilitated has to be located within the City of Berkeley boundaries. The property will contain no more than two units. Only the unit occupied by the senior or disabled homeowner is eligible to receive assistance

The Senior and Disabled Home Rehabilitation Loan Program is currently full and is no longer accepting applications.   If you would like to be added to a list to be contacted when the program becomes available, likely in 2019, please contact Raquel Molina at RMolina@cityofberkeley.info.   In the meantime, if you need assistance with health, safety, or accessibility home repairs please contact our community agency partners who provide home repair assistance. 

Center of Independent Living
3075 Adeline St. Suite 100,
Berkeley, CA. 94703
510.841.4776

Community Energy Services Corporation
1013 Pardee Street, #201
Berkeley, CA 94710-2644
510.981.9819

Rebuilding Together
3318 Adeline Street
Berkeley, CA 94703
510.644.8979 

 

WHO QUALIFIES?

Eligible senior or disabled Berkeley homeowners may apply for an interest-free, deferred payment loan of up to $100,000, to repair or alter their home under staff supervision.  Repayment is deferred until one of the following criteria is met:  The sale or transfer of the property; the eligible homeowner ceases to occupy the property; or upon maturity date of the loan.  To qualify, an applicant must meet ALL of the following criteria:

Number of Persons in Family/Household

Income Limit

Number of Persons in Family/Househod

Income Limit

1

$50,150

5

$77,350

2

$57,300

6

$83,100

3

$64,450

7

$88,800

4

$71,600

8

$94,550

WHAT REPAIRS CAN BE DONE UNDER THE PROGRAM?

Typical repairs include:

Program Guidelines:

To view the program guidelines, click here.  To acess flyer with Frequently Asked Questions, click here.

HOW TO APPLY:

Call Raquel Molina at (510) 981-5400.  Give your name, address, and phone number, along with a brief description of the repairs needed.