Berkeley Housing Trust Fund

The City of Berkeley created its Housing Trust Fund (HTF) in 1990. A housing trust fund is a program that pools funds for affordable housing construction from a variety of sources with different requirements, and makes them available through one single application process to local developers. 

To view the HTF Guidelines published in 1990 and amended on April 5, 2016, click on this link, Housing Trust Fund Guidelines. 

The following document includes the City's standard terms for HTF loans. Variations from the standard loan terms may require City Manager approval or City Council action. HTF Key Loan Terms.