Mortgage Credit Program
The City of Berkeley participates on the Mortgage Credit Certificate (MCC) Program through Alameda County. Please call (510) 670-5799 for a brochure and listing of participating lenders. MCC recipients may take up to 15% of their annual mortgage interest payments as a dollar for dollar tax credit against their federal income taxes. Qualified homebuyers can adjusts their federal income tax withholdings, which will increase their income available to pay the monthly mortgage.
Please see Alameda County Housing and Community Development’s webpage for details: http://www.acgov.org/cda/hcd/homeownership/mccprogram/index.htm